Loan Officer - Career Queries

Loan Officers are people who work for banks and other financial institutions with the main objective to recommend individual and business loan applications for approval. Loan officers specialize in commercial, consumer and mortgage loans. They evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. They advise borrowers on financial status and methods of payments.

Hi,   CA (Chartered Accountant) is considered one of the best career paths and has been pursued by the students who find themselves comfortable at numbers. I would really like to talk on this topic and discuss the things in detail in terms of what it comprises of, what are all the all steps to reach the final stage and pass the CA Final successfully and how to maintain tempo and be persistence in the study and reach your dream goal.   For any Confusion Regarding Career Paths – Take here: Psychometric Career Tests including Ideal Career Test ICAI, The Institute of Chartered Acco

Dear Swati, Thanks for writing to us your query! Very good question. Well, future course after CA depends on you career goal. You can work as an independent consultant or full time employee with consultancy firm or corporates or in academia. Also, you need to determine area of work: accounting, taxation, costing, and corporate law Based on your interest, you can do Cost Management Accountant (CMA), Certified Information System Auditor (CISA), Chartered Financial Analyst (CFA), IFRS, MBA and also do PhD without doing any masters course.  If you are interested in academics or research, you

Everybody has some career goals in mind. Something they are thinking of doing or becoming. For Commerce students, there are many avenues where they can build up a good career in future. Company Secretary Course is one such course which can be taken as a profession.It is good choice to pursue "[Company Secretary][1]" along with Graduation.Stages to become Company Secretary The student who would like to join the course after 10+2 pass or equivalent has to undergo 3 stages to pursue the Company Secretaries Course.Foundation Programme. [Executive Programme][2]. Professional ProgrammeThe Student wh

Hello Pratibha..!! You have to complete your graduation first before applying for the banks. Banking sector is booming right now in India and it will be a good decision to get a job in such sector which is growing constantly. There are many ways through which you can get a job in the banking sector. Whether you are a fresher or an experienced professional. Now, banking sector in India is divided into two parts. The first one is the Public Sector Banks which are Government running banks like SBI, PNB, Bank of Baroda etc. To get a job in Public Sector there are no such courses to study. To get a

Hello there! Hearty Congratulations for completing your Chartered Accountancy course. Glad that you are also working in a PSU. I liked your query very much since I appreciate your willing ness to further continue your education while doing your job. I have been an Educationist and have been counselling students from the commerce / management fiedl for more tha 7 years now and have been teaching and writing for many years now. To add value to your resume and to supplement your CA qualification there are many options available. Full time courses, part time courses, distance learni

No course is Hard in this world, it all depends on our will & determination.Well if you talk about CA. it is known to be a toughest course amonst all accounting institutes in India.Reasons - why it is regarded as toughest:1) This course actually make a person an expert in almost every field of finance & commerce, such:> Accounts> Financial Mgt> Auditing> Cost Mgt> Company Law> Other Allied laws> Direct Tax> Indirect Tax> Other subjects2) It is course where you have to do lot of self study. You need to study on daily basis to be an expert in the field.3) Durin

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If you go for direct interview then it will barely affect. Today is time when skills matter more than a degree. So don't be bothered.

Hello If you want to get Bank Job then first you should select any one exam of IBPS. After that, check the complete details of this exam. If you want to get a post in Bank then you should prepare for IBPS RRB Exam. You can check the complete details through the above link.  Thank You!!


I'll get straight to the point. I'll list down the links of a few courses and how they'll benefit you: 1. Branch Relationship Manager program - This program will give you a detailed insight into retail banking banking products which is very important for your PO interviews. If you're applying for public sector banks, the knowledge from this course will help you crack the interview easily. A lot of public sector banks also provide a customized version of this as a pre-induction course for new joinees. Also, as a reputed certification course, this will be a powerful CV differentiator when applyi

Hello Meena, In short, you have three options for a banking careers: Public Sector Bank, Private Sector Bank, and RBI (yes, a completely different exams is held to join RBI). For private sector banks, you'll have to apply to each bank individually, preferably with a CV customized as per the job description to increase your chances. For Public sector banks, you'll have to clear a common written exam and personal interviews. For RBI also, there is a written exam and a series of interviews.  That's the gist of it. For more intricate details about each exam and how to apply for jobs, you can

Hello, Most of the Bank Jobs requires Graduation degree to apply. So in my opinion, you cannot apply for bank jobs after 12th. But you can apply for Railway Jobs after passing 12th Exam. There are various job opportunities for the 10th-12th passed candidates in Railways. Posts like Railway Group D, Railway Assistant Loco Pilot requires 10th pass qualification along with ITI certificate in relevant trade. So, you can opt for Railway Jobs after 12th.  To get the latest RRB Recruitment 2018 Notification, visit the link provided.

Hi Varsha, From job point of view, there is no difference. Choose whichever is available at a good institution.  Best wishes, Himanshu

Hello The Private Sector now a days is stressful and there are some limits and Conditions in those sectors. I would suggest you do master’s in commerce or Management. Also, you must prepare for the UGC NET Exam. By the NET core you can make a wonderful career in the lectureship and Research program. The National Eligibility test is held every year. You can prepare for the UGC NET Exam in the Commerce Subject. Check out the UGC NET Syllabus from here and prepare for the exam. There are two rounds in this exam. One is General Aptitude test and other is the Subject based paper.

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B.Com. is having all the routine commerce subjects like Accounts, Finance, Economics, Stats, Business Management etc. In BBA, this "Business Management" subject would take the front seat and rest subject would be covered along with Marketing, IT, Finance, HR, Operations etc. B.Com. + MBA is better than BBA + MBA.  Best wishes, Himanshu

Thanks for your introduction. Best of luck!  

It would be great if you B.Com. as it can lead you to M.Com. + All other avenues available for BBA. If you do not like Maths Or accounts and all, then BBA is a good option.  Best wishes, Himanshu

1 answer Himanshu in Loan Officer category

Hi Irshad, You can continue through Distance learning, If you have to work to meet the financial needs. Try to do it from IGNOU as it is the oldest and has got the reputation better than many of the private institutions. Best of luck.  Himanshu

1 answer Himanshu in Loan Officer category