Ask A Career Question

And Get Instant Answer

ASK:

CAREER GUIDE

  • What career should I choose?
  • Where do I study to achieve my career goals?
  • What are the scope of my career?

CareerGuide.com a one-stop platform which answers your What, Where, Why & How's of all your career related questions. If you have any questions or doubt regarding any aspect of your career, just login and ask your question. It’s an integrated solution to provide instant, accessible, flexible and affordable career guidance and planning for you:

  • Career Guidance: Ask your questions and get on-demand Instant expert backed career advices to all your career queries.
  • College Planning: Plan your entire college studies (UG/PG) with the help of our unbiased career counselling service.
  • Study Abroad: Our Study Abroad Counsellors can help you plan out your overseas study, where to study and how to go about it.
  • Career Explorations: Our knowledge-base of over 115000 question answered by renowned career counsellor can become a very useful exploration tool for you.
  • Career Assessments: A series of psychometric career test for all levels to scientifically & holistically access your personality interests, aptitude, motivation and personality.

  • Which career stream should I choose ?
  • What to do after 10th or 12th ?
  • There are so many options which is right for me ?
  • Should I follow my family legacy ?
  • Am I a right fit to pursue science or should I choose commerce or arts ?
  • Do I have what it takes to be ...........?
  • Should I follow the advices of my relatives or friends ?
  • Is ........... the only professions in the world ?

Take a Career Test

  • What are the best institutes for.............?
  • What is the starting salary of..............?
  • I want to be ..............., what are the institutes in India?
  • What is the scope of career advancement if I join..............?
  • Is doing MBA from.............. better than .............. college?
  • I want to earn while studying, how do I do that?
  • How much does a.............. earn?
  • Is.............. course help me become a.............. faster?
  • What are the job opportunities for.............. in India?
  • I want to study abroad, tell me how?
  • What is the best course to become...............?
  • I want to be a ..............., should I study science, arts or commerce.

Most active career counsellors of the month

LATEST QUESTIONS FROM CAREER GUIDE KNOWLEDGE BASE

  • I am not able to find my area of interest after 12th (Commerce). What should I do ?

    Being in the state of confusion is not good for career. A kind of confusion regarding career paths may consume your time and money. This leads to frustration sometimes and the students end up having nothing productive. There are a number of career options after completing 12th Commerce. Along with academic bachelor, post graduate and master degrees, one may find the short term certificate courses and the diplomas too for further studies. Take Ideal Career Test And Be Assured The Ideal Career Test by CareerGuide is an handy tool for those who still are confused regarding the knowing their career paths best suited for them only. This Ideal Career Test works on scientifically designed model and is a psychometric test which evaluates your aptitude, interests and hobbies along with your career orientation based on these aforesaid factors. So, you will surely know your best suited career paths. Various Academic Courses After 12th Commerce Let’s enlist some of the obvious academic courses after 12th Commerce. Bachelor of Commerce (B.Com.): Bachelor in Commerce is a most obvious option after 12th You will be learning the subject like Accountancy and Economics. There are number of Colleges to pursue this bachelor degree. If you really are interred to go further in commerce career path then do choose this bachelor and go up the ladder doing next the master and doctoral degrees.   Bachelor of Business Administration (BBA): For the student from a commerce background, the management courses would work the best. The commerce stream generally relates with finance so in turn relates with the corporate world. The management too is all related with the corporate world so any commerce student may easily excel in the management field. After BBA, you have MBA to pursue as master degree in the same field. This also is one of the promising career paths.   Bachelor of Arts - Economics (BA Economics): BA Economics is a degree with the same genre as of a Bachelor in Commerce. Bothe degrees may lead to same career path but the Economics seems more theoretical and commerce is more of a practical degree. For Bachelor in Economics, many reputed institutions are there like Delhi School of Economics (DSE), London School of Economics (LSE), etc.   Bachelors in Accounting and Finance - BAF: This undergraduate degree focuses on tax, auditing, cost accounting, economics and business law. After this course you can go for higher education in Accounting and Finance or M.Com. You have options to pursue MBA in finance.   Bachelors of Financial Markets - BFM: The BFM course is best for those who find interests in shares marketing. This course focuses on equity markets, debt markets, micro economics, risk management, investment, security markets and mutual funds. After this course, you can pursue some of the certificate courses offered by NSE. Those who like to do MBA and M.Com can do so confidently.   Bachelors in Banking and Insurance – BBI: The Banking and Insurance industry is a blooming one and you have the opportunity to reap the benefits pursuing this course. This Bachelor in Banking and Insurance would make you study for focuses on the topics like banking laws, financial accounting and management, corporate laws, business laws, cost and auditing. After BBI one can opt for M.Com or MBA. Various Professional Courses In Commerce and Economics Field Other than the aforesaid academic and university bachelor degrees after 12th Commerce, you can pursue some of the professional courses like CA-Chartered Accountancy, CS-Company Secretary, CMA-Cost and Management Accountant and CFP-Certified Financial Planner, etc. CA-Chartered Accountancy: The ICAI is the premier statutory body for the professional Chartered Accountants in India, established by the act of the parliament for the purpose. The important functions enlisted as following are related to CA like financial matters such as accounting, auditing, consultancy to corporate management, taxation, business governance and other such financial matters.   CS-Company Secretary: The company secretary is a legal expert who knows corporate laws, Securities Law, Corporate Market, and Corporate Governance. A Company Secretary will be advising to the board of Directors in matters related to best practices in corporate governance. The course has been provided by the Institute of Company Secretaries of India.   CMA-Cost and Management Accountant: The Institute of Cost Accountants of India (ICAI) offers the CWA/CMA course. The professional having done this course is needed for organizations for managing financial information. These Management Accountants have become an invariable part of the corporate world to collect, collate, interpret company’s financial information so as to march ahead with the help of such records   CFP-Certified Financial Planner: The CFP will be in the areas of Personal finance, wealth management, insurance planning, mutual fund investing. This course is awarded by the Financial Planning Standards Board of India (FPSB India)  This above was the brief about what different career options are there after your 12th Commerce. For further queries and related information, you can approach the Professional Experts at CareerGuide. Hope this will help you! .. read more

  • Why should one go for Masters in academic education? How does it help excel in career paths?

    Pursuing Masters will not only enhance the skills of the relevant subject that you have studied in your graduation program, it will also increase your chances of getting a better job and increasing your potential to earn better. It allows you to upgrade your bachelor’s degree and gives you a chance to know more about the subject you love or the opposite; it permits you to go in a different direction if you aren’t content with your BA subject or don’t find it remunerative. Benefits of a Masters degree CAGS (Certificate of Advanced Graduate Study) found in a study that graduates with a masters degree earned 25% more than their bachelor's counterparts. According to the report “ in general, master degree holders entering a workplace have a substantial advantage over those who only holds a bachelor's degree. Pursuing a master's degree will enhance your skills in a particular subject helping you to gain in-depth knowledge of that subject and polishing you for the work field of the studied subject.There are several universities out there which are well known for their reputation for providing excellent education in the master's program. By picking the right university you will not only study under well-reputed college and professors you will also gain the knowledge required to be an expert in your field. An MA degree gives you the theory and then enables you to apply it. It is not only thought-provoking but also socially and culturally fertilizing. A good masters degree holds an impactful market value.   Value of a Masters degree in the field of teaching There are several courses in which having a masters degree is mandatory as eligibility to apply for the desired course. For example, if you aspire to be a college professor then MA degree acts as minimum eligibility. There are many states that demand their secondary school teachers to have a bachelor’s degree in the subject they want to teach and having a master degree makes someone, even more luring to potential employers. It is completely harmless idea to pursue masters whether you want to enter into teaching or any other field. Schools look for well qualified and determined teachers to improve the quality of education and a master's degree shows that you are the right aspirant who will have a positive impact on students. Pursuing masters is an excellent opportunity to expand your options as a teacher and to learn exceedingly about what interests you. In the teaching job market, a master's degree holds a lot of weight. Those who are having a masters degree are viewed as experts in their field. Overall getting a masters degree is an excellent way to enrich and enhance your skills as a teacher. It establishes you as an expert teacher and increases your job opportunities, as well as the benefits you receive once you gets a job and ensures that students learn the best from you.   Move up your career level If you want to hold a higher position within your existing profile, a short term course will hike your expertise. However, going for a masters degree alongside your job will not only add up to your present skills and knowledge it will also indicate to your employer how sincere you are towards career progression. Having achieved a masters degree is a big achievement in yourself as well. Having a passion for being successful in your career is a great place to start. However for the most postgraduate student, having the thirst for knowledge and to learn is what motivates them to go ahead for a masters degree.   Conclusion Overall, going for masters is a great choice whether you want to turn yourself into a potential aspirant for a specific work field, or you want to go into the field of teaching; whether you want to hold a higher position in your existing profile or if you simply want to gain in-depth knowledge of a particular subject. .. read more

  • How is M.Tech.in Ocean Engineering in terms of Job prospects and what are the top colleges to pursue the course?

    A brief overview of this course can be understood by going through the following tabular form of description,  after reading this information on the face of it, it can be decided as to whether a student ahs to opt this course or no. If a student is thinking of doing a post-graduation course in ocean engineering, then here is the best option available to go for Master of Technology in Ocean Engineering. It’s an Oceanography course. There is an application of principles of mathematics and Science for designing developing and for operationally evaluating of the various systems, for monitoring, manipulating, controlling and operating within the environments of coast and ocean environment, places like underwater platform, system, and communication equipment, the design and plan of the entire system for its work and function in the environments of  underwater and water and also the analysis of the all engineering problems related to  it some of which can be actions of the water properties and its behavioural aspect on physical system and  forces of tides, motions of waves, movements of the currents of the ocean,  and other people. This particular programme is specifically for the faculty who has a keen interest in research, covering vast areas like Transport of Sediments, Coastal Engineering, and the mixture of various processes into estuarine and other coastal waters, Acoustics underwater, marine meteorology and motions of a vessel in the waves. The Eligibility Requirements for the Course of Master of Technology in Ocean Engineering: Bachelor of Technology (B.Tech.) or Bachelor of Engineering (B.E.) with a minimum of 50 percentage marks or a CGPA equivalent. Among all the institutes which offer this course, some may conduct an entrance exam conducted for admission to this course. Subjects offered under this course: There are various subjects covered under the syllabus of this course of Master of Technology in Ocean Engineering covering all aspects of ocean, sea, marine field etc and the related fields. The subjects offered under this course are: The First Semester: Oceanography Ocean Structures and Materials Experimental Measurements and Methods Offshore Structures Design Laboratory I Wave Hydrodynamics Dynamics and Statistics of Marine Vehicle The Second Semester: Laboratory II Department Elective I Department Elective II Department Elective III Department Elective IV Offshore Structures Foundation The Third Semester: Practical Training Project Design Project The Fourth Semester: Project Electives that are in option: Marine Survey, Acoustics of Ocean, Marine Robotics, Shipboard Training, Dynamics of Floating Bodies, Marine Vehicles’ Control and Guidance, Development and Planning of Ports, Ocean Structures Dynamics, Surveying of the Sea, Structure of Ports and Harbours, Numerical Techniques in Ocean Engineering, Offshore Structure Designs, Plated Shells and Structures, Dredging and Mining in Ocean, Coastal Structure Design, Ocean Structure Optimisation, Marine Control and Corrosion, Analysis of Offshore Ships and Structures with computer aid, Behaviour of Marine Clays, Analyses and Measurement of Wave Simulation, Marine Foundation, Coastal Engineering, Concrete and Structures of Concrete for Oceans, Geo Informatics, Instrumentation of Marine, Nonlinear Problems in Ocean Engineering, Advanced Marine Structures, Policy of Ocean Environment and management of Coastal Zones, Technology of Drilling, Advance Marine Vehicles, Advanced Wave Dynamics, Computer Aid Surface Dev. For Marine Vehicles, HSE Management in Petroleum and Offshore Engineering, Subsea engineering for gas and oil fields   College offering this Master in Ocean Engineering Course: There is one college which is offering this course and thus syllabus and other details would be the same as mentioned in this Article but for further details and any doubts a student can contact the college authorities or may also get in touch via their official website.  Types of Jobs offered after Master in Ocean Engineering: Professor in a College, Institute or University. Training Superintendent in any company dealing in Ocean and Marine products and Services Lab Chemist Research Associate in Universities Offshore Structural Engineer Structural Detailer Technical Assistance Master Mariner Training Superintendent Development Manager under any of the development projects and others. Solution Consultant at any consultancy providing services in this field Engineering Analyst. Employment Areas after Master of Technology in Ocean Engineering: In Companies dealing in Ship and Boat Building Marine and Military navigation Companies engaged in Oil and Natural Gas Offshore Research Areas Universities and Colleges Course Suitability of Master of Technology in Ocean Engineering: Here we have to understand what it takes to be an Ocean Engineer after a person’s Bachelor in engineering as it is a further specialised field. The following are some of the points which suggest us the required course suitability- Firstly, it is very obvious that a person has to be creative in order to be into this field, also inquisitive with a logical mind who applies his logic to all the matters concerning the job at hand. He needs to be good at communication skills, being able to communicate clearly is important, thus clarity of speech and writing is required, apart from this he should have sound judgement and leadership qualities in him. A person having keen interest to know in detail the policies of the ocean and everything about navigation, its requirements, areas of concern and if a person wants to explore the wonders of the sea can go for this course. He should have good analytical skills, a mind which is detail oriented and creative as said earlier. Benefits of the course of Master in Technology (Ocean Engineering): Finally, the persons completing this course are in demand both in private and public sector and also in overseas works. They have opportunities in all private institutes, colleges or NGOs (non government organisations) working in this area. They also have teaching and research fellowship opportunities if they qualify CBSE NET (national eligibility test) and get good salary packages. Other areas where they have scope for employment are Remote Sensing, Transportation into maritime works, Renewable Energies, Protection of Environment, Naval Architecture, Offshore Oil Recovery, Remote Sensing, Monitoring of Global Climate, Marine Corrosions and Metals, Defence and Underwater Vehicles etc. There are very good options and opportunities into this field plus the requirement of being creative and scope of knowing the wonders of sea makes it much more interesting. Thus all the students who are interested in the ocean and oceanography can think of opting this course. .. read more

  • How is Aircraft Maintenance Engineering in terms of Job prospects and what are the top colleges to pursue the course?

    Aircraft Maintenance Engineering (AME) is a graduate aeronautical engineering program. It is a Three-year course. Upon completion of this course, one will get a license. The license is approved by Directorate General of Civil Aviation (DGCA), Govt of India. Only the Aircraft Maintenance Engineer can certify that the Aircraft is fit and ready to fly. As a career Point of view, the scope of aircraft maintenance engineering is greater in India in upcoming days. This is one of the challenging fields of engineering with wider scope and growth. The trainees on AME courses will be trained in Avionic stream and the Mechanical stream of engineering, Dedicated it in grooming a proficient, skilled and knowledgeable engineering candidates to cater the ever growing demands in the aviation industry. In the technical level, the aircraft maintenance engineer mainly deals with the construction, testing, designing, Maintenance and repair of aircraft. Aircraft Maintenance is dismantling, testing, inspecting, repairing and reassembling the aircraft engines, electrical systems, subassemblies of aircraft frames, engine accessories and ancillary motors. The Aircraft Maintenance Engineers are in charge of overhauling the Airframes. Maintenance includes equipment and circuit installation. It also includes testing the aircraft instrumentation, aircraft communication equipment, electronic systems by using the specialized test apparatus and electronic testing equipment. The aircraft maintenance engineer may also do the task of conducting routine pre-flight inspections of aircraft frames, engines, mechanical systems. To enhance the knowledge and qualification the candidate can go for further studies. Aircraft Maintenance Engineering Course Eligibility In 10+2, the candidate must have passed in aggregate in Physics, Chemistry, Math with 50% marks. Or three years of AICTE approved diploma in any branch of engineering. Appear for the entrance exam to get admission in some of the reputed and popular institutes and universities. Sc. After 10+2 with Math, Physics, Chemistry. Aircraft Maintenance Engineering Syllabus The Aircraft maintenance Engineering course is been divided into 6 semesters. As prescribed by many universities and colleges the syllabus of Aircraft Maintenance engineering is as follows. Some of the universities provide the syllabus as per the stream the candidate choose. For Mechanical Stream The First Semester Basic engine Aircraft Structure Theory of light Workshop Technology A/C Rules & Regulations/CAR The Second Semester Aircraft Metallurgy Human Performance CAR Basic & Aircraft Electricity Aircraft HW/WS practices-2 The Third Semester A/C Maintenance Practices Basic Electronics Computer Aircraft Material Technical Drawing Basic Aircraft Instrument The Fourth Semester Electrical System-I Jet engine- I Radio Navigation- I Instrument System -I The Fifth Semester Electrical System-I Radio Navigation-II Instrument System-II The Sixth Semester On Electrical and Instrument System of aircraft job training For Avionics Stream The First Semester Theory of light Aircraft Structure Basic Engine Workshop Technology A/C rules, regulation/CAR The Second Semester Human Performance Aircraft Metallurgy CAR Basic & Aircraft Electricity Aircraft HW/WS practices-2 The Third Semester Basic Electronics Aircraft material Computer Technical drawing Basic Aircraft Instrument A/C maintenance Practices The Fourth Semester Radio Navigation-I Jet Engine-I Instrument System-I Aircraft System-1 Electrical System-I The Fifth Semester Jet Engine-II Aircraft System-II Aviation Maintenance Management The Sixth Semester On Electrical & Instrument System of Aircraft job training   Aircraft Maintenance Engineering Colleges in India Aeronautical Training Institute, Lucknow Rajiv Gandhi Aviation Academy, Bowenpally, Secunderabad Hindustan Institute of Engineering Technology, Chennai Indian Institute of Aircraft Engineering, Delhi Bangalore Hindustan Aviation Academy, Chinnappanahally, Bangalore Academy of Carver Aviation Pvt Ltd, Baramati (Dist Pune)   Aircraft Maintenance Engineering Suitability Applicants who are good working with their hands and candidates with good mechanics will have the best chance of succeeding will be a very good option for it. Under the supervision, as a part of a team along with an extensive knowledge of national, international and local government and training, the candidate should also be able to work alone. The students with good communication skills, reading, good eyesight, mathematics and physics, problem-solving skill and attention to details are best suitable for this course. The course is best suitable for those candidates want to do further studies or research work.   What are the Benefits of Aircraft Maintenance Engineering course? For those who are willing to work in aeronautical or aerospace engineering and those who want to do something new in every field, this course is beneficial. After Completion, of course, the candidates can design and test aircraft-related equipment. After the successful completion of a course, the student or applicant can apply for the Directorate General of Civil Aviation (DGCA) license. And only the candidates who successfully clear or pass this exam are issued with Aircraft Maintenance Engineering license. After successfully obtaining the Aircraft Maintenance Engineering License the candidate will be having the job opportunities in Government, private airlines, airlines, corporate, public/private Aviation Organization with attractive salary.   Employment Areas of Aircraft Maintenance Engineering Education and Teaching Technical Publications Aircraft Maintenance Engineering Line Maintenance Aircraft Manufacturing Companies Warehousing Companies Aviation corporations Private Airlines Flying clubs/Academies Engineering Division of aviation sector   Job Types for Aircraft Maintenance Engineering Production Planning Engineer Graduate Engineer trainee Aircraft Maintenance Engineer Aircraft Maintenance avionics engineer Hardware Design Engineer Aircraft Technician Lecturer and professor What is the Advance course in Aircraft Maintenance Engineering Tech-Aircraft Maintenance Engineering Thus we can say that it is an interesting area of work and interesting area of study, anyone interested in being creative at their work can opt this course and can fulfil their likings. It would be fun working in this field. The course is also very well designed to include theory and practical. As the air travel and aircraft research and development into civilian life and armed forces are reaching new heights this field is blooming into all aspects with a plethora of opportunities. One can capture the amount of sky in their capacity and luck with this background and skills at hand. .. read more

  • Why is healthcare sector considered ever-growing in terms of career prospects?

    Healthcare profession has always been seen as well reputed all over the world. Doctors are seen as Gods by the people in need of emergency because as we all know, a doctor is capable of saving the life of a dying person. A doctor plays a significant role in everyday life which not only earns him/her respects from the patients but also a very attractive salary. Let's have a look at why one should consider healthcare sector to be one the best career option. Always high in demand Healthcare professions are always in demand because of the nature of services that they provide. People tend to suffer from minor or major health problems every once in a while which calls in the need of a doctor. India is a country of the immense population that’s why there is never a lack of people coming in every day to see a doctor. Old age people tend to suffer most due to health problems as compared to any other age group. Young people nowadays are more careful towards their health and wish to stay fit and for this reason, they go for regular check-ups to ensure that everything is fine, and several other options make it a career which is always in requirement.   Attractive Salary Package The responsibilities of healthcare professionals already make it an appealing career option but it also offers high pay as you gain more and more experience in this profession which makes this field another good career option to look upon. Working in your own clinic is also a good alternative to working for hospitals if one is willing to work independently which also turns out to be very successful if you are good at what you do and allows one to work at his/her own desirable hours and places.   Numerous Choices There might not be any other career field as medical which provides such a huge range of options as in any other career field out there. There are many specialization courses available if one is seeking to be an expert for some specific body parts and organs some of the most popular are: Cardiologist (treats heart diseases) Spine specialist (deals with spine related issues) Orthologist (someone who deals only with joints and bones related problems) Dermatologist (treats skin related problems or diseases) Neurologist ( treats diseases and disorders of nervous system) Pediatrician (treats newborns, children, and teenagers) Psychiatrist (treats patients with mental and emotional disorders) There are many other specializations according to one’s interests. Having such a wide range of choices makes it easy for students to go into the area of their interest and become an expert in it.   Free education and training Many government funded and employer funded organizations allow for scholarship that will cover your all of your education costs. Employers encourage their employees to go for higher education in order for them to be trained in latest technologies and medical procedures. Most of the organizations render training to their employees to assist them in more growth and enhance their skills. For those who endure financial problems, this turns out to be a great opportunity.   Promotion and growth There is so much to learn and grow in healthcare field which opens many chances for everyone to grow in this career path. The more you learn, the more you grow which adds up to experience which in turn provide promotions. One can also move up to another related healthcare fields that provide more income.   The Chance to make a difference Working in healthcare career  gives you an opportunity to make a difference because this is one of the few fields in which your responsibilities include saving lives, taking care and working to make others lives better; these duties gives a feeling of contentment because at the end of the day you know that you have spent your whole day helping people to relieve them from their sufferings. Though healthcare careers could be stressful at times because lives are at stake most of the time but it is also highly rewarding. Very few other professions allow such privilege and contentment.   Travelling Yes! Healthcare careers allow one to travel to different parts of the worlds. Healthcare professionals are demand in all corners of the worlds. India is seen as the country of best doctors all over the world. Some of the best students get the opportunity to work abroad for other companies. Some program sends professionals abroad to deliver services where they are needed the most.   Conclusion Having that many positive reasons are good enough for someone to motivate themselves to pick healthcare careers. All the above reasons clearly indicate that healthcare is going to be a major section that is going to induce economic growth and contribute a major part in employment. .. read more

  • What does it take to be a financial advisor? What are the pre-requisites and the eligibility criteria?

    Are you aspiring to be a financial advisor? Perhaps you have chosen the best track of career which and it’s going to be hugely rewarding. To be a financial advisor your job will be to make a financial plan for your clients thereby guiding them how to earn maximum out of investing a considerable amount of money. A professional having a fair idea of all subjects in finance will be the best person to advice. But your role does not end over here because you will be called for execution if the same or might be asked to give advice if everything does not go well. What is the work of a financial planner? The job of a financial planner is to sketch out a financial outline and sell his plans to his clients who in return expect good ROI (return on investment). Anyway, financial advice might be given in the following fields. Savings plan: Mainly given to working individuals. The plans include how to invest in mutual funds, fixed deposits, and insurance in order to secure a certain amount of money in the future. Investment plan: Given to working as well as those who are willing to do business. Investment can be in any aspect of share and stockholding or might be for any factory/manufacturing unit which will bear good returns in the future. Insurance plan:  Insurance plan is mainly for individuals who go for life insurance, medical insurance, car insurance or any other property related insurance. Travel insurance is also becoming increasingly famous and it’s preferred by all tourists. Tax plan:  Tax plan is mainly targeted towards individuals like income tax and property tax. It could be for the companies like corporate tax and sales tax for government agencies. Anyway, tax is a huge part and a lucrative career nowadays. Retirement plan: Retirement plan mainly involves how a person can draw money for life after retirement. He can invest money in fixed deposits or might be a retirement plan, children’s plan or a huge range of options. Estate planning: to invest in real estate is the best financial advice. Real estate price goes u and bears a steady return irrespective of any economic slowdown. The motto is to give a concrete financial strategy aimed at attaining financial goals in life. A financial planner is hugely respected and always called upon by clients during conferences so that his plan could be executed by beneficiaries. Sometimes they are reviewed and given insights by industry tycoons who are insanely remarkable. The best prospective people lies in metro cities compared to other smaller towns since the flow of money is better in metro cities. There could be no retirement in this profession. Pre-requisites And Criteria To Be A Financial Advisor To be a financial advisor, one needs to be an SSC pass/matriculation/ 10th equivalent pass at the time of enrolment. There are two pathways to get into the course which is namely- regular and challenge status. Regular: After passing 10th equivalent examination a candidate can either do self-study or might be enrolled in some institutions that offer certified study in the following subjects: Risk analysis and insurance planning (Paper 1) Retirement planning and employee benefits ( Paper 2) Investment planning (Paper 3) Tax planning and estate planning (Part 4) All the exams are facilitated by NSE and conducted on NCFM platform regulated by NSE. Examination centers are regulated all through India. CPRF challenge pathway:  The criteria for this is that candidate requires being a CA/ Intermediate level/ CFA (US), ICWA, CAIIB, CS, LLB or PH.D by qualification. The criteria for initial certification needs to be 4E’s manly Candidate must complete the academic coverage of financial planning curriculum by undergoing the 5 modules of CFP (certified financial planning). They have to appear for 4 exams and the last one could be exception provided they have enough qualification for the said position. The candidate has to pass the 5 modules certified by CPRF. Then the students have the confidence of presenting in public that they are financial planners. Only the highly qualifies candidates can skip the last paper. They need to have experience of real life planning. The candidates need to have experience of working with clients as an apprentice. The regular pathways examinations have to be completed pre or post appearance of the 4 modules. The candidates must agree to the ethics of CFP certification. They need to abide the rules of professional conduct and stick to the standard practice and disciplinary roles. In one word, if you have a knack in mathematics and accounts, you already possess the basic criteria of being a financial advisor. Being in this profession one can work until retirement. .. read more

  • What career prospects does financial advisor have?

    Financial advising being a comparatively new field in India, the demand -supply curve is not appropriate. Supply is being lesser than demand. Forecast says that there will be a huge requirement of professionals in the near future. Unlike any other profession like medical or engineering, a certified financial planner is supposed to have a concrete knowledge in both personal and corporate financial aspects. Aspirants from various fields might be recognized as financial advisors like- chartered accountants, MBA (finance), fund managers and company secretaries. Suggesting on tax savings and other forced savings is a great role of financial advisors. Career Prospects For A Financial Advisor It’s often seen that the pioneering time taken by a professional is a bit long. This might arise some frustration since no person would like to take the risk of entrusting on an inexperienced advisor. It’s better to be employed in some organization for some time and then go for crème clients.   The main job of a financial advisor is sketching out financial goals.  Let’s have a look at the various positions financial advisors could be absorbed in. Fund managers in financial service companies: Various financial companies would like to keep a dedicated fund manager who is expected to handle specific clients. This boost experience while the person gathers some practical knowledge handling medium and small sized clients apart from the big ones. Investment advisors in banks: Banks require investment advisors which are applicable for corporate as well as personal affairs. Before disbursement of loans, financial advisors need to be consulted to get a concrete on a business and its outcome. Corporate tax advisors: Tax advising for corporate is a huge scope for freshers. It’s essential to know all the pros and cons of tax, dealing with government agencies and then building a long term relation with the clients. Real estate consultants: Financial advising is very much required for real estates. Investors for real estate’s need to know the outcomes of a big investment. Although the market for real estate is very much volatile, still a good financial planner can make the task easier. Consultants: An experienced person who shares a good rapport with the client can be a financial consultant to succeed in the long run. Apart from salary, profited sharing has been a common trend for financial consultants. Apart from a regular job, there are some ‘out of the box’ career scopes for financial consultants. Columnist: Newspapers, websites, magazines and other media are in constant need of experts who could analyze a situation and write in columns. They are meant to attract some good investors and write articles in an engaging style. Specialists: There arise special requirements when individuals focus on retirement plans and HNI (high net worth individuals). This is a great scope. Books: Some publisher requires experts who can pen down books on specific tasks like income tax and corporate tax or might be others. Financial advisors are highly recommended for this purpose. Teaching and training: There are companies who are conducting corporate training for newly appointed employees. Experts having a good grip of knowledge on a specific subject are very much required for this purpose although the supply of efficient trainers is always short. Being a certified financial planner has a lot of advantages It leads to better employment opportunities with financial companies Being a  financial planner is like attaining the highest global benchmark in global standard Your expertise and credibility are instantly circulated among professionals who lead to a great chance of serving as a consultant. You have an opportunity to earn more by selling financial products to clients you know. You have an opportunity to be a speaker in a seminar when you gain experience. A financial planner of any level needs to have the following traits Strong public relation skill Communication skill Analytic values Problem-solving ability Ability to synthesize information Ability to demonstrate creativity Ability to be a self-starter. It’s vital to know candidates of which profession specialize in specific fields Chartered Accounting specialize in accounting, taxation, and auditing Company secretary specializes in company law Cost accountant specializes in auditing Certified financial planner helps make strategic financial plans in insurance, retirement, investment and taxation Chartered financial analyst analyzes portfolio management and investment analysis Certified public accountant specializes in accountancy and taxation. Financial advisors have the most promising future. There are ample scopes with companies as well as individuals.  There is no single individual who does not want to know about tax savings and good investment plans. In fact, this is the profession which has no retirement or an establishment cost. .. read more

  • I want to join in medical coding. Does this field having good scope in future or not? Please explain

    Thank you very much mam.And in which state it is very leading sector and how much demand it has in gulf countries like saudi and sharjah. Please reply mam ....thank you .. read more

  • I had appear for 12th commerce this year so which course is suitable for my carrer

    Hello Manoshi,   Any course that you have an interest towards, is the best suited course for you. Though I am listing down few options, do not choose only on the basis of the course name. Read about the course thoroughly as to its requirement in terms of the skills, and its future scope in terms of work profile and further or higher studies. Few options includes: B.Com ( Genera, Economics, Statistics, Accounts) Professional Courses like CA and or CS  If opting for this, then opt for a general B.Com degree) Self Financing courses like BAF, BBI, BFM Management studies BMS or BBA BCA or B.SCIT ( If studied Math in 12th) Mass media popularly called the BMM Hotel management LAW Literature Languages Hope this helps.   Wish you good luck... .. read more

HOW CAREER GUIDE IS CHANGING LIVES