Hi Gourav

If its less than 4 lakhs an da guarantor

 Students Docs:

a) 10th,12th,Graduation,mark-sheet and all passing certificate.

b) selection letter and fees Structure.

c) 2 Passport size photographs.

d) any govt photo id/pan card/voting card/driving license

e) passport(must for study in abroad)

f) Identity proof with signature.

g) Experience proof (if working).

Co-borrower Docs (Salaried employee):

a) last 8 months bank statement required of salary account

b) last 3 months salary slip

c) last 3 yrs form 16, ITR

d) pan card

e) Residential proof(electricity bill,voter id,passport)

f) 2 Passport size photographs.

g) Loan schedule in case of existing loan.

i)  If using more than one bank account then 6 mnths bank statement.

If Self employed:

a) Last 3 yrs ITR

b) last 3 yrs profit and loss A/c

c) Last 8 months bank statement

d) pancard

e) Residential proof

f) 2 Passport size photographs.

g) Loan schedule in case of existing loan.

i)  If using more than one bank account then 6 months bank statement.

This is for more than 4 lakhs and when you have to give some security which is called collateral/Collateral Docs:

a) Property Docs - xerox copy

b) Fixed Deposit

c) LIC policies (Xerox copy )- surrender value also mentioned

Guarantor docs:

a) 2 passport size photographs.

b) Photo id.

c) residence proof (electricity bill).

Some mandatory documents:

Some banks may not require all these documents but some ofthe imp. Docus are

Admission letter ofthe Educational Institute giving details of year wise fee, boarding and lodging expenses. Letter confirming scholarship, if any.

Attested copies of documents for proof of age/date of birth and proof of residential address.

Passport size photo of the applicant, co-obligants and guarantors.

Copy of marksheets/degree certificates of previous academic qualifications.

Income proof/latest income tax return of parents/co-obligants, guarantors. (if any)

Details of collateral security alongwith valuation certificate of Govt approved valuer (if any).

Details/statements of Bank accounts held by the student applicant/co-obligant(s)/guarantors (if any) for the last six months.

Copy of Passport/Visa, cost of air fare (documentary detail) in case of studies abroad