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Actuaries are the backbone of insurance industry. They apply statistical, mathematical and economic analysis to a wide range of prcatical problems in insurance, investment, financial planning and management. They assist in taking financial decision by doing thorough analysis of the past , modelling the future , assessing the risks involved and communicating what the result mean in financial terms. Actuaries are responsible for assessing the financial impact of tomorrow's uncertain events. Actuaries are often involved in making decisions concerned with the financial soundness of insurance companies and pension funds. The work mof an actuary involves the calculation of insurance risks, premium and pension programmes. The profile of actuary involves policy designing & pricing and asset liability management. To excel in this profession on should have excellent numerical ability , an interest in statistics and probaility theory, understanding and indepth knowledge of socio economic trends as well as legislative provisions in this regard.One should have both excellent written as well verbal communication skills. A person should possess good problem solving and decision making skills
Below is the list of the important personal and professional skills that one needs to have as an actuary so that he or she can get the job:
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