The Indian Institute of Banking & Finance (IIBF) offers a professional certification test called the Junior Associate of the Indian Institute of Bankers (JAIIB). In India, it is one of the most widely used banking credentials, and many banking positions demand it.
Introduction
The Junior Associate of the Indian Institute of Bankers (JAIIB) exam is a professional certification offered by the Indian Institute of Banking & Finance (IIBF). It is one of the most popular banking certifications in India, and is required for many banking jobs
About
The Junior Associate of the Indian Institute of Bankers (JAIIB) exam is a professional certification offered by the Indian Institute of Banking & Finance (IIBF). It is one of the most popular banking certifications in India, and is required for many banking jobs
Latest Notification
On August 1, 2023, the most recent notice for the JAIIB October 2023 cycle was made available. August 1, 2023 marked the start of the registration period, which will end on August 21, 2023. The test dates in 2023 are October 8, 14, 15, and 29.
Registration
To register for the JAIIB October 2023 cycle, you can follow these steps:
- Go to the IIBF website (www.iibf.org.in).
- Click on the “Examination/Courses” tab.
- Under “Flagship Courses”, select “JAIIB”.
- Click on the “Apply Online” tab.
- Select “Exams (Members)” from the drop-down box.
- Log in with your IIBF membership credentials.
- Fill out the online application form and upload the required documents.
- Pay the exam fee.
Eligibility Criteria
To be eligible for the JAIIB exam, you must meet the following criteria:
- You must be at least 21 years old.
- You must have passed Class 12th or an equivalent examination.
- You must be a member of the Indian Institute of Banking & Finance (IIBF).
There is no age limit for the JAIIB exam, but you must be at least 21 years old on the day of the exam.
To become a member of the IIBF, you can visit the IIBF website and apply online. The membership fee is Rs. 500 for life
Application Fee
| Category | Application Fee (INR) |
|---|---|
| All candidates | 2,000 |
Exam Pattern
| Paper | Number of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Principles and Practices of Banking (PPB) | 100 | 100 | 2 hours |
| Accounting and Finance for Bankers (AFB) | 100 | 100 | 2 hours |
| Legal and Regulatory Aspects of Banking (LRAB) | 100 | 100 | 2 hours |
| Customer Service in Banking (CSB) | 100 | 100 | 2 hours |
Syllabus
| Topic | Description |
|---|---|
| Introduction to Banking | What is banking, the different types of banks, the functions of banks, and the role of the banking sector in the economy. |
| Functions of Commercial Banks | The different types of services that commercial banks offer to their customers, such as deposit accounts, loan accounts, credit facilities, and investment products. |
| Types of Deposits | The different types of deposits that banks accept from their customers, such as savings accounts, current accounts, fixed deposit accounts, and recurring deposit accounts. |
| Types of Loans and Advances | The different types of loans and advances that banks offer to their customers, such as personal loans, home loans, car loans, education loans, and business loans. |
| Banking Technology | The different types of banking technology that are used by banks to deliver their services to their customers, such as ATMs, internet banking, and mobile banking. |
| Customer Services | The importance of customer service in banking, the different types of customer services that banks offer, and how to improve customer service. |
| Financial Inclusion | What is financial inclusion, the importance of financial inclusion, and the different initiatives that are being taken to promote financial inclusion in India. |
| Regulatory Framework for Banking | The different laws and regulations that govern the banking sector in India, and the role of the Reserve Bank of India in regulating the banking sector. |
FAQs
The Junior Associate of the Indian Institute of Bankers (JAIIB) exam is a professional certification offered by the Indian Institute of Banking & Finance (IIBF). It is one of the most popular banking certifications in India, and is required for many banking jobs.
- You must be at least 21 years old.
- You must have passed Class 12th or an equivalent examination.
- You must be a member of the IIBF
- Paper 1: Principles and Practices of Banking (PPB)
- Paper 2: Accounting and Finance for Bankers (AFB)
- Paper 3: Legal and Regulatory Aspects of Banking (LRAB)
- Paper 4: Customer Service in Banking (CSB)
The JAIIB exam is an objective-type test, with all questions having multiple-choice answers. There is no negative marking for incorrect answers.
